Karista Blog

Mortgage Chat - New Mortgage Rules coming into effect January 1 2018 [Tagalog]


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Maraming salamat sa pagbisita sa Mortgages by Bernadette & Team Blog. Ang Mortgage Chat ay isang weekly Facebook Live video kung saan pinaguusapan natin kung ano ang nangyayari sa mundo ng mortgages. Naibahagi ko ang aming pinakabagong chat sa baba. Paki-like ang aking Facebook Page, para makasali ka sa susunod na Mortgage Chat, live!

Annual State of the Residential Mortgage Market in Canada December 2016 [Tagalog]


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Bank of Canada Rate Announcement April 15th, 2015


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Ang Bank of Canada ay nag-anunsyo ngayon na pananatilihin nito ang kanilang target para sa overnight rate ng ¾ per cent. Ang Bank Rate ay katumbas sa 1 per cent at ang deposit rate ay ½ per cent.

Mortgages by Bernadette TV | Ep02

MbBtv, mortgage, Blog, tagalog, Video Blog

On the second episode of Mortgages by Bernadette TV I would like to start with Mortgage 101 and talk about the first C of qualifying for a mortgage... If you are a first time homebuyer or a new immigrant and would like to understand how to qualify for a mortgage or better yet how to avoid some of the common mistakes I see new immigrants making, watch Episode 2 of Mortgages by Bernadette TV. Provided in both English and Tagalog.

We now know how Santa Claus feels!

Client Appreciation Event, Filipino, My Hometown Mortgage, vancouver, Blog, tagalog

To creatively express our unique contribution to the My Hometown Mortgage community, we had clients participate in the exclusive screening of the Twilight Saga: Breaking Dawn Part 2 on November 17 at Silvercity Metrotown in Burnaby and on November 24 at Empire Studios Guildford in Surrey.

Home Newsletter-September 2012

Filipino, Newsletter, vancouver, Blog, Home Newsletter, tagalog

June 21,2012 Update Bulletin - New Mortgage Rules

mortgage update, update bulletin, vancouver, Blog, canada, New Mortgage Rules, tagalog


There's money in your mortgage...let me help you find it!

Filipino, mortgage, mortgage update, net worth, vancouver, Blog, canada, tagalog, wealth

Did you know that the biggest debt in your life could also be your biggest source of wealth?

Are you Self-Employed? You can qualify for a mortgage.

Filipino, mortgage update, self-employed, vancouver, Blog, canada, tagalog

If you or anyone you know is self-employed, we can help you and them get a mortgage.

According to Genworth Financial Canada1, 1 out of 4 households has a self-employed income earner.  That’s a big number.  It’s common for self-employed buyers to assume that it is not easy for them to purchase a home due to the nature of their income and financial situation.  Also, there have been stories and rumors floating around that they would not qualify for a loan.  I wouldn’t be surprised if some don’t even bother getting pre-approved.

Home Equity – What does it mean and how do I use it?

Filipino, mortgage update, vancouver, Blog, canada, tagalog

Click here to watch the Tagalog Version Video Blog

I hear this term used a lot in the news, media and I know my clients often hear it from friends and family.  However, I also know that it is often misunderstood and a lot of homeowners don’t know how it works.