Finance Minutes
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Finance Minutes #115 – How to Build Equity
Finance Minutes #115 – How to Build Equity https://youtu.be/lzwSZWztiLk Understanding the significance of home equity is important if you are renting or a homeowner. Watch this video to learn why building or growing your equity is important if you want to build a strong financial future and how to do it.
Finance Minutes #114 – CHIP Reverse Mortgage – Canadian Homeowners Age 55+
Finance Minutes #114 – CHIP Reverse Mortgage – Canadian Homeowners Age 55+ https://youtu.be/yQt9EIbvwCE If you are 55 years old or older, you can live a better life, and have access to more funds without making any mortgage payments. Watch this video of to learn more about CHIP (Canadian Home Income Plan) Reverse Mortgage!
Finance Minutes #116 – Why Buying and Owning a Home Is More Advantageous Than Renting?
Finance Minutes #116 – Why Buying and Owning a Home Is More Advantageous Than Renting? If you are currently renting, buying a home is often considered to be the better choice because it offers you more benefits and greater security than renting. Watch this video to learn in detail why buying and owning a home is more
Finance Minutes #117 – Fixed vs Variable Mortgage Rate
Finance Minutes #117 – Fixed vs Variable Mortgage Rate https://youtu.be/FSmWfw6Tj3w What is better for you? Fixed or variable rate mortgage? Make sure to watch this video to learn more about these mortgage rates and what works best for you!
Finance Minutes #113 – How Much Down Payment Do You Need for Your Second Property?
Finance Minutes #113 – How Much Down Payment Do You Need for Your Second Property? https://youtu.be/jGwQZMyKKs4 If you already own a home and want to buy a second one, watch this video by Sheilla Samson to learn how much down payment you will need when purchasing your second property!
Finance Minutes #97 – How to Buyout Your Spouse on a Mortgage?
Finance Minutes #97 – How to Buyout Your Spouse on a Mortgage? https://youtu.be/83DceTx_jGc If a marriage, common-law arrangement, or any type of significant relationship ended, how their properties are divided just like a mortgage will be discussed. Discover in this video how to calculate a house buyout in a divorce.
Finance Minutes #112 – FTHB tips on how to start saving for downpayment
Finance Minutes #112 – First-Time Homebuyer Tips on How to Start Saving for Downpayment https://youtu.be/KPs9CQfylcw If you want to be a first time home buyer, make sure to watch this video to learn some tips on how to start saving for your down payment!
Finance Minutes #111 – Attn: Homeowners With Bad Credit Score! Are You Qualified to Get Your Equity?
Finance Minutes #111 – Attn: Homeowners With Bad Credit Score! Are You Qualified to Get Your Equity? https://youtu.be/qRgxloHSBcc If you currently own a home with lots of equity you want to use or refinance, but you have bad or poor credit, make sure to watch this video so you can discover the options available for
Finance Minutes #110 – Income Documents Submission Tips
Finance Minutes #110 – Income Documents Submission Tips There are a lot of mistakes that clients make when submitting the documents that lenders need for their mortgage applications in Canada. If you want your mortgage application to be seamless and hassle-free, make sure to watch this video.
Finance Minutes #109 – What You Should and Shouldn’t Do After Signing a Pre-selling Contract
Finance Minutes #109 – What You Should and Shouldn’t Do After Signing a Pre-selling Contract https://youtu.be/9EJvtFL76ec After signing a pre-selling contract, watch this video of Carolyn Kho to learn about our tips on the do’s and don’ts before you move in.
Finance Minutes #108 – What Happens After Your Mortgage Has Been Approved?
Finance Minutes #108 – What Happens After Your Mortgage Has Been Approved? https://youtu.be/bXHe4fAGMRM Are you a first-time home buyer wondering what happens after signing your mortgage approval? Watch Rachelle Castillo’s video to understand your do’s and don’ts!
Finance Minutes #107 – A Decision Based on Fear Is Never a Good Decision
Finance Minutes #107 – A Decision Based on Fear Is Never a Good Decision https://youtu.be/UcVhrXD7Xyo A decision based on fear is never a good decision. Whether you’re a first-time homebuyer or a homeowner or an investor, watch Bernadette’s video to know why it is a terrible mistake to base your decisions on fear.
Finance Minutes #105 – Are You Curious About the State of the Housing Market?
Finance Minutes #105 – Are You Curious About the State of the Housing Market? https://youtu.be/1_l2EaAQF_A Mortgage Professionals Canada released their report and we’ve summarized what may be of interest to first-time homebuyers. Watch Rachelle Castillo’s video as she shares the facts for you to know and how they will benefit you.
Finance Minutes #104 – How Much Would an Additional $5K or $10K Downpayment Affect Your Mortgage?
Finance Minutes #104 – How Much Would an Additional $5K or $10K Downpayment Affect Your Mortgage? https://youtu.be/GFl0Yx7Ccng If you are a first-time homebuyer wondering how an additional downpayment of $5K or more could impact your mortgage payment, watch this video of Bernadette Laxamana now!
Finance Minutes #103 – As a First-Time Homebuyer How Much Downpayment Do You Need?
Finance Minutes #103 – As a First-Time Homebuyer How Much Downpayment Do You Need? https://youtu.be/s9m6wt4aGZM If you would like to own your first home and you are worried about if you can afford the downpayment required, watch this video of Rachelle Castillo and learn how to calculate exactly how much money you need!
Finance Minutes #102 – You Received Your BC Assessment, What Does It Mean?
Finance Minutes #102 – You Received Your BC Assessment, What Does It Mean? https://youtu.be/COyPIx4JUNI If you are wondering if you should do something about the assessed value of your home from the BC Assessment, watch this video of Bernadette Laxamana!
Finance Minutes #101 – How Our Clients Turned Their Fears into $250K
Finance Minutes #101 – How Our Clients Turned Their Fears into $250K https://youtu.be/2xHPtgAVVGM If you are currently renting but would like to own your first home and have lots of worries, watch this video and be inspired by how Lodie and Mhar overcame their fears.
Finance Minutes #100 – Can Casual or Part-Time Employees Qualify for a Mortgage?
Finance Minutes #100 – Can Casual or Part-Time Employees Qualify for a Mortgage? https://youtu.be/z_0xWM85g3U Are you employed on a casual or part-time basis and are wondering if you can qualify for a mortgage? Watch this video of Bernadette Laxamana to learn how!
Finance Minutes #99 – Filing for a Consumer Proposal or Bankruptcy & What to Be Aware Of
Finance Minutes #98 – What Does Gifted Equity Means & How Does It Work
Finance Minutes #98 – Karista Finance Minutes #98 – What Does Gifted Equity Means & How Does It Work https://youtu.be/6pcM-6CDQEs What if your parents decide to give you the house they currently own, provided you take over the mortgage? Watch Rachelle’s video as she tells us about the process of gifted equity.
Finance Minutes #96 – Gifted Down Payment
Karista Finance Minutes #96 – Gifted Down Payment https://youtu.be/TTnm7kqCEUg According to a recent study, did you know that about 30% of Canadian First-Time Homebuyers have received Gifted Down Payment? Click this video from Rachelle and learn more about Gifted Down Payments
Finance Minutes #95 – To Hire Or Not To Hire a Property Manager?
Finance Minutes #95 – To Hire Or Not To Hire a Property Manager? https://youtu.be/oIIDCkt1dqQ If you own a property here in Canada, did you ever wonder if you should hire a property manager or if should you manage your rental property yourself? Watch Bernadette’s video and learn about the things to consider before making the
Finance Minutes #94 – How Can Young Adults Build Credit?
Finance Minutes #94 – How Can Young Adults Build Credit? https://youtu.be/-WgSQy0cZPA If you are a young adult, watch Bernadette’s video as she discusses the steps you can take to build your credit here in Canada.
Finance Minutes #93 – If You Own a Rental Property What Expenses Can You Write Off?
Finance Minutes #93 – If You Own a Rental Property What Expenses Can You Write Off? https://youtu.be/ybilNHf8QHI If you own a rental property, watch this video of Rachelle’s to know what expenses can you write-off that can reduce the amount of taxes you have to pay.